Personal Financial Assessment
What's Missing From Your Monthly Income?
Answer four quick questions for a free monthly income assessment — a personalised estimate of the gap between where your money is now and where you'd like it to be.
- Free Assessment
- Takes Under 60 Seconds
- Secure & Encrypted
- No Obligation
Start Your Assessment
How would you describe your current monthly money situation?
How It Works
A simple four-step financial review, from first question to your own decision.
- 1
Complete Assessment
Answer four short questions about your monthly finances, goals and available time.
- 2
Receive Your Personal Result
See your estimated monthly income gap alongside a clear personal finance summary.
- 3
Speak With A Specialist
If your result suggests suitable options, a specialist can talk them through with you.
- 4
Decide Whether To Continue
There is no obligation at any point. You choose what, if anything, happens next.
Why MoneyGapCheck
Independent
We are not a bank or a broker. The assessment reflects your answers, not a product we need to sell.
Plain English
No jargon and no forms to wade through — just four questions and a clear personal finance summary.
Built for real schedules
Your weekly availability shapes the result, so what you see actually fits your life.
Privacy & Security
You can complete the whole assessment without giving us a single personal detail. If you do share them, they are encrypted in transit and never sold. Read our Privacy Policy.
Secure Assessment
UK GDPR Compliant
Encrypted Data
Personalised Assessment
Mobile Friendly
What people say about the check
“Really straightforward — four questions and I had a clear picture of where I stand.”
“No jargon and no pressure. It just explained things clearly.”
“Took me under a minute on my phone and it felt genuinely professional.”
Feedback reflects individual experiences of the assessment tool, not financial outcomes.
Frequently Asked Questions
- What is MoneyGapCheck?
- MoneyGapCheck is a free online personal financial assessment tool. It asks four short questions about your monthly money situation, your goals, your available time and your experience, then estimates your monthly income gap and outlines which kinds of options typically suit that profile.
- Is the assessment free?
- Yes. The assessment is completely free and there is no payment required at any stage to see your personalised result.
- How long does it take?
- Most people complete the income assessment in under 60 seconds. It is four questions, one per screen, with large touch-friendly answers.
- Is there any obligation?
- No. You can view your assessment result without submitting any details, and submitting your contact details does not commit you to anything.
- Is my information secure?
- Yes. Your details are transmitted over an encrypted HTTPS connection, handled in line with UK GDPR, and are never sold to third parties.
- How is my assessment calculated?
- Your result is an estimate generated from the answers you provide. Your stated financial goal sets a baseline monthly figure, which is then adjusted for how comfortable your current monthly position is and how much you have already explored improving your income.
- What happens after completing the assessment?
- You see your personalised summary immediately. If you choose to share your contact details, a specialist may contact you to talk through options that fit your assessment. You decide whether to continue.
- Do I need financial experience?
- No experience is needed. The questions use plain English, there is no jargon, and the result explains what your figures mean in simple terms.
A clear starting point, not a commitment
Your assessment simply shows where you stand today and which options realistically fit your numbers, your schedule and your experience. It's free, takes under a minute, and there's no obligation at any stage.